Real Estate Answers
Answers to Your Frequently Asked Real Estate Questions
Julie Cendejas is a licensed Realtor and Associate Broker with Keller Williams Realty Boise in Boise, ID. With more than 17 years of experience, Julie is happy to answer your pressing real estate questions. If you are a home buyer or seller and looking for an agent who’ll really listen to what you want in a home, talk to Julie today.
What are the steps to buying a home?
The first step in buying a home is getting pre-approved with a lender, then finding a REALTOR that will lead you thru the process and find homes that match your criteria, once you do find that home, you make an offer, get a home inspection, have an appraisal if financing the home and then close on it and get the keys and start moving in!
How much house can I afford?
How much house you can afford depends on many factors, mainly your income, credit and how much you are able to put as a down payment on a home.
How does the process of getting pre-approved for a mortgage work?
The mortgage pre-approval process plays a major role in your journey to buy a home. It involves collaborating with a lender to evaluate your financial situation and determine how much they are willing to lend you to purchase a house. It’s important to note that the pre-approval process may vary depending on the lender and your specific circumstances. Open communication with your lender is crucial so that you can ask questions and fully understand the terms and conditions of your pre-approval. This will help you navigate the home buying process with confidence. LEARN MORE
What is the role of a real estate agent when buying or selling a home?
A REALTOR or real estate agent is there to help you in all stages of buying or selling real estate, they are professionals and should provide you with market comparables, best practices and negotiate the deal and handle all the paperwork involved in a real estate transaction or coordinate with parties that are involved.
Should I get a home inspection before buying a house?
Absolutely! It is highly recommended to have a home inspection conducted before purchasing a house. A home inspector who is licensed and qualified will thoroughly assess the property’s condition. By the way, I personally rely on one company for home inspections as they consistently do an excellent job! This inspection provides an evaluation of the structural integrity, mechanical systems, and overall safety of the property. LEARN MORE
What are the closing costs and who pays for them?
Closing costs refer to expenses that arise during the home purchase process. They are paid at the closing or settlement of the transaction. These costs typically include fees and charges associated with obtaining a mortgage loan transferring ownership of the property as well as necessary inspections and paperwork. The costs involved in a real estate transaction can differ based on factors like the location, type of loan and the specific terms of the purchase agreement. LEARN MORE
What is the best way to price my home for sale?
Talk to a professional REALTOR – they will run comps on your home and help you price it according to the market, based on the condition and upgrades the home has.
How should I prepare my home for sale?
I have a great book on just that topic! Go here to download it!
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